Lucky Credit Pros does credit repair. Business funding for established companies doing $60K+ a month comes from our partner. Here it is, plainly.
Apply with our partnerOur funding partner
We handle credit repair. Business funding is provided through our partner, Merchant Fund Express, which reviews your file and makes the offer.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Working capital, merchant cash advance, lines of credit and equipment financing. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, soft pull to start. Your deposits carry weight a bank may not give them.
The full repayment amount is in your offer before you accept. No surprise costs after you sign.
The schedule is laid out in your offer, so there is no guessing once funds land.
| Lucky Credit Pros | Merchant Fund Express | |
|---|---|---|
| Main job | Credit repair services | Business funding |
| Reviews funding files | No | Yes |
| Sends the money | No | Funding is provided through them |
We are upfront about this because you deserve to know who you are dealing with before you share bank statements.
We kept hearing the same thing from business owners: the bank said no, the business is doing real numbers, and they need money now, not after a year of credit work. Credit repair cannot fix that timeline. So we found a funding partner whose review leans on revenue and deposits, and pointed owners there. You can learn more about them directly at merchantfundexpress.com.
Products include working capital, merchant cash advances, business lines of credit, and equipment financing.
This is built for established businesses doing $60K or more a month, especially owners with credit that is not where they want it. Think restaurant groups, medical practices, commercial contractors, retail shops, auto repair, salons. If you have steady deposits, start there.
No need to be a credit repair client to apply for funding, and getting funded is not a credit repair service. Repairing credit does not decide whether a funding file is approved. Some owners do both at once: apply for funding now based on revenue, and work on personal credit on a separate track.
Once your application is in, Merchant Fund Express reviews your statements and runs a soft credit pull. If more information is needed, you will be asked for it directly, so watch for messages and answer quickly. If your file qualifies, you see the available options and terms before anything is final. You choose whether to move forward. Qualified businesses can be funded in as little as 24 hours after that.
Go to the funding application. It takes about 5 minutes and sends your file to Merchant Fund Express for review. Want to see the steps first? Read how business funding works.
Yes. They are our funding partner, and funding through our site is provided through them. You can visit merchantfundexpress.com to learn more.
No. Funding files are reviewed through Merchant Fund Express.
No. The two services are separate. You can apply for funding without being a credit repair client.
Your application goes to Merchant Fund Express for review. Ask about their privacy practices if you have specific concerns.
Applying takes about 5 minutes and starts with a soft credit pull. Any costs of funding are shown in the terms before you sign.
Example uses for illustration only.
Credit repair and funding are separate, but a clean file helps any funding review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding