Restaurants, retail, regional freight, commercial contractors and more. Built for established businesses doing $60K+ a month that need a fast answer.
Find my industryIndustries
Every industry has its own cash cycle. Through our partner, Merchant Fund Express, the review looks at your deposits so you get a clear answer fast.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5 minutes to apply, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered and a soft pull to start. Deposits and how your industry earns carry weight.
Each offer shows the full repayment amount before you accept. No surprise costs after you sign.
Your repayment schedule is in the offer up front, so you can check it against your busy and slow months.
A restaurant gets paid by card every night. A commercial contractor waits on draws. A medical practice waits on insurers. Funders know this, so they read your bank statements with your industry in mind. Same deposit total, different story.
Across every industry, the core is the same: established businesses doing $60K or more a month, funding from $25,000 to $5,000,000 through our partner Merchant Fund Express, and FICO 500+ considered.
| Industry | How money comes in | Typical pinch point |
|---|---|---|
| Restaurants | Daily card sales | Equipment failure, slow season |
| Contractors (commercial) | Progress payments | Materials and payroll before the draw |
| Regional trucking | Shipper and broker invoices | Fuel and repairs ahead of payment |
| Medical | Insurance and patient payments | Claims lag |
| Retail | Card and cash sales | Pre-season inventory |
| Auto repair | Customer and fleet payments | Equipment and parts |
| Salons | Daily services and retail | Buildouts and slow weeks |
For trucking, we focus on local and regional fleets and cannot promise funding for long-haul operations. For contractors, we focus on commercial work rather than residential remodeling. If you are not sure where you fit, apply and let the file speak.
Plenty of other established businesses apply: distributors, cleaning companies, manufacturers, professional services and more. The review is about deposits, balances, existing obligations and credit, not a narrow list of approved industries. Start with business funding or see how business funding works.
About three months of business bank statements, no tax returns, a soft credit pull to start and a 5-minute application. Sole proprietors can apply. Decisions move fast, and for qualified businesses funding can arrive in as little as 24 hours. Faster than that depends on the file and your bank. Credit repair is a separate service and is not required.
The amount mostly follows deposits and existing obligations. Industry shapes how those deposits are read.
Yes. Many established businesses outside these pages apply. The process is the same.
Our contractor focus is commercial work. We cannot promise funding for residential remodeling.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Anything faster depends on the file and the bank.
It depends on how you get paid. Card-heavy businesses often look at merchant cash advances; project businesses often prefer working capital or a line of credit.
The review centers on about three months of business bank statements, so the deposits from insurers and patients are what count.
Example uses for illustration only.
Whatever your industry, these steps help your review.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding