Location one already proves the model. For established businesses doing $60K+ a month that are ready to open another door.
Fund location twoExpansion funding
Second location funding through our partner, Merchant Fund Express, sized mainly off what your first location deposits each month.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Five-minute application, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ is considered and we start with a soft pull. Location one's deposits carry the weight.
Your offer shows the full repayment amount before you accept. No surprise costs after you sign.
The schedule is in your offer up front, so you can plan it into your opening budget.
To a bank, a second location is an unproven project. They want projections, collateral, tax returns and a strong score. If your credit took a hit while you built location one, the answer comes back no. Revenue-based financing starts from a simpler question: what does your current business bring in every month, and what can it support?
Funding is provided through our partner Merchant Fund Express, from $25,000 to $5,000,000.
For illustration only. A coffee shop owner opening a second spot might list:
Write your own list with real quotes. That number, not a guess, is what you should apply for. Big-ticket gear may also fit equipment financing.
New locations rarely pay for themselves on day one. There are usually a few months where payroll and rent at location two run ahead of its sales. Meanwhile, repayment comes from your overall revenue. Before you sign, make sure location one can carry the payment through that ramp-up. If it cannot, borrow less or wait a quarter.
Location one pays for location two until location two stands on its own. Protect it.
No tax returns required. Built for established businesses doing $60K or more a month. Sole proprietors can apply. Larger expansions: see large revenue-based financing.
Signing a lease on a deadline? Apply in about 5 minutes with a soft credit pull. Qualified businesses can see funding in as little as 24 hours, so you can negotiate knowing what you have.
The decision is based mainly on your current business bank statements, not projections. A clear plan still helps you decide how much to take.
Yes. Build-out, deposits, equipment, inventory, staffing and marketing are common uses.
Tell us how your businesses are set up during review. The deposits being reviewed need to match the business applying.
Take what your budgeted list and ramp-up cushion require. A larger amount means a larger total payback.
It is reviewed, but FICO 500+ is considered, and your current revenue carries much of the weight.
Decisions move fast, and funding can arrive in as little as 24 hours for qualified businesses. Apply before you are up against the deadline so you negotiate with a real number.
Example uses for illustration only.
Make location one's numbers easy to read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding