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Large revenue-based financing, up to $5,000,000

Bigger revenue, bigger room. Built for established businesses doing $60K or more a month, sized off deposits, not just credit.

See my range

Up to $5,000,000

Bigger amounts for businesses that outgrew small checks

Larger revenue-based financing through our partner, Merchant Fund Express, with amounts driven mainly by monthly deposits and existing obligations.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Built for bigger businesses

Big amounts, short application

Five minutes to apply and about three months of statements. No tax returns. Qualified files can be funded in as little as 24 hours.

Revenue drives the size

FICO 500+ is considered and we start with a soft pull. Strong, steady deposits carry the most weight.

Full cost before you commit

Your offer shows the total repayment amount up front. No surprise costs after you sign.

Clear repayment plan

The schedule is laid out in your offer before you accept, so a big number stays manageable.

Big revenue, imperfect credit

Plenty of companies doing $500K, $1M or more a month have a credit history with dents in it. A partner's old bankruptcy, a tax dispute settled years ago, a downturn you survived. Banks see the dent. Revenue-based financing reads the deposits.

Through our partner Merchant Fund Express, funding runs from $25,000 up to $5,000,000 for bigger businesses. FICO 500+ is considered.

What drives the size of the offer

There is no single formula we can quote you, and you should be wary of anyone who does before seeing your statements. The amount depends mainly on:

More detail: how much can I borrow.

Illustration: two companies, same revenue

For illustration only, not our terms or a quote.

Company ACompany B
Average monthly deposits$900K$900K
Existing advancesNoneTwo, with daily payments
Deposit patternSteadySwings month to month
Likely room for new fundingMoreLess

Same top line, different answers. Obligations and consistency move the number.

Where larger amounts get used

At this size, repayment from revenue is a real line on your P&L. Model it against your margins before you sign.

Questions to ask before a big deal

  1. What is the total payback in dollars, not just the payment?
  2. How often is payment collected, and is it a share of revenue or a fixed amount?
  3. What happens to the payment if deposits drop for a quarter?
  4. Is there personal backing from the owners, and who signs?

At larger amounts, small details become big dollars. Get clear answers in writing and run them past your accountant.

Start with the same simple steps

Bigger amount, same process: a 5-minute application, a soft credit pull, and about three months of business bank statements. No tax returns required. Larger files can take a bit more review, but qualified businesses can see funding in as little as 24 hours.

Frequently Asked Questions

What is the largest amount available?

Up to $5,000,000 for bigger businesses, depending mainly on monthly deposits and existing obligations.

Do larger amounts need more documents?

The starting point is the same: about three months of business bank statements and no tax returns. A larger file may get more follow-up questions during review.

Can I take a smaller amount than offered?

Usually yes. Take what the project needs. A smaller amount means a smaller total payback.

Does a bigger offer mean my credit is fine now?

No. Funding decisions and your credit score are separate things, and funding does not improve your score. Credit work is a separate service.

Does a sole proprietor qualify for large amounts?

Sole proprietors can apply. The amount still depends on deposits and obligations, not on business structure alone.

Fleet expansion $350,000.00
Big inventory buy $275,000.00
Facility upgrade $420,000.00
New contract $190,000.00

Example uses for illustration only.

How to improve your chances

Larger amounts lean hardest on these signals.

  • Keep high, steady deposits in one business account
  • Show revenue trending up over recent months
  • Keep existing obligations under control
  • Have complete statements ready to send

Large Lucky Credit Pros funding vs. a big bank loan

Lucky Business Funding
Traditional bank loans
Range
$25K-$5M
Varies by bank
Speed
As little as 24 hours
Weeks to months
Paperwork
About 3 months bank statements
Tax returns, financials, more
Credit
FICO 500+ considered
Strong credit usually expected
Cost
Full repayment amount shown up front
Fees can surface late

Big plans need a straight answer. Get one.

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding