Generally not secured by specific assets like your building or trucks. For established businesses doing $60K+ a month.
Check my optionsNo specific assets pledged
Revenue-based financing through our partner, Merchant Fund Express is generally not tied to specific assets. Read the agreement terms in your offer before you sign.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
No asset appraisals to schedule. Apply in 5 minutes with about three months of statements. Funding in as little as 24 hours for qualified files.
FICO 500+ is considered, the first check is a soft pull, and deposits carry the weight instead of property.
Your offer shows the full repayment amount and agreement terms before you accept. No surprise costs after signing.
The repayment schedule is in your offer up front, so you know what leaves your account.
With a typical bank loan, a specific asset backs the deal: real estate, vehicles, equipment, sometimes your home. If you default, the bank goes after that asset. Revenue-based financing is generally not secured by specific assets like those. It is based on your future revenue instead.
Funding is provided through our partner Merchant Fund Express, from $25,000 to $5,000,000.
No collateral does not mean no commitment. Read these parts of any agreement carefully:
If anyone tells you there is nothing to sign that touches you personally, ask them to show you in writing.
| Secured bank loan | Revenue-based financing | |
|---|---|---|
| Backed by | Specific assets | Future revenue |
| Appraisals | Often required | Not needed |
| Main document | Full financial package | About three months of bank statements |
| Owner commitment | Usually a personal guaranty plus assets | May include personal backing |
Owners who lease their space, run older equipment, or simply do not want their property tied up. A dental office in a leased suite. A landscaping company whose mowers are already financed. A boutique with inventory but no real estate. Built for established businesses doing $60K or more a month, including those with imperfect credit. FICO 500+ is considered and sole proprietors can apply.
If you are buying a specific machine, equipment financing may make more sense, since the equipment itself backs that deal. Compare in equipment financing vs working capital.
Apply in about 5 minutes with a soft credit pull to start. No tax returns required. Qualified businesses can see funding in as little as 24 hours. Also see fast funding with no collateral.
It is generally not secured by specific assets like property or vehicles. Agreements commonly include a lien on business receivables and may include the owner's personal backing.
No appraisal is needed, since no specific asset is pledged. The decision is based mainly on your bank statements.
Often yes. Existing financing is reviewed as an obligation, and it can affect the amount, but it does not automatically rule you out.
It shifts the focus to revenue and to whatever personal backing is in the agreement. Read the agreement and know the total payback before signing.
No. FICO 500+ is considered, and your deposits carry much of the weight.
Yes. Sole proprietors can apply. The review focuses on about three months of business bank statements, and no specific business or personal property needs to be pledged as collateral.
Example uses for illustration only.
Without collateral, your deposits do the talking; help them.
One secure application. A soft credit pull to start. No obligation to accept an offer.
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