For established businesses doing $60K+ a month that heard no from the bank. Apply in 5 minutes, send three months of statements, get an answer.
Start my $100K$100,000 funding
$100K is a real move: hiring, equipment, a big order. Through our partner, Merchant Fund Express, you get a quick, plain answer on whether it fits.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding in as little as 24 hours for qualified businesses. Application takes about 5 minutes; no tax returns.
FICO 500+ considered, soft pull to start. Monthly deposits count heavily in a six-figure review.
Your offer shows the full repayment amount before you accept. Nothing tacked on after you sign.
The repayment schedule is in your offer up front, so you can check it against your cash flow first.
At $100,000 the funder is looking closer than at $25K or $50K. Not harder to get, just more attention on whether your monthly deposits can carry the repayment alongside everything else you pay. That is the whole game: deposits versus obligations.
Funding is provided through our partner Merchant Fund Express and runs from $25,000 to $5,000,000. We focus on established businesses doing $60K or more a month whose credit is not perfect.
Three months of statements should show customer deposits at a level that makes $100K reasonable, without one freak month carrying the average.
Existing advances, loan payments and equipment notes all cut into what is left. List them up front.
Average balance, overdrafts and NSFs show how tight cash runs day to day. They get weighed, not used as an automatic no.
For illustration only, not our terms. A regional HVAC company deposits about $140K a month and has no other advances. It lands a commercial service contract that needs two new vans and a stock of parts before the first invoice pays. It splits the need: equipment financing for the vans and working capital for parts and labor. Matching each dollar to the right product often reads better than one big lump.
Landing a bigger job? See funding for big contracts.
No tax returns required. The process starts with a soft credit pull, and FICO 500+ is considered.
If you need the full $100K on day one, a lump sum fits. If you need it in pieces over several months, a business line of credit may serve you better. Not sure? Read working capital vs. a line of credit.
Apply in 5 minutes. For qualified businesses, funding can arrive in as little as 24 hours. Credit repair is a separate service and is not required to apply; funding does not change your credit score.
FICO 500+ is considered. Deposits, balances and existing obligations carry a lot of weight at this level.
No tax returns are required. About three months of business bank statements are used instead.
Possibly. The existing payment reduces what your deposits can support, so the amount may be lower.
For qualified businesses, funding can arrive in as little as 24 hours after approval and paperwork.
A soft credit pull does not affect your score.
Example uses for illustration only.
Asking for six figures? Make the statements easy to read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding