Half a million fits bigger businesses with deposits well above $60K a month. Apply in 5 minutes with bank statements, not a stack of tax returns.
Check my $500K$500,000 funding
Larger operations need decisions on their timeline. Through our partner, Merchant Fund Express, a $500K request gets reviewed on what your deposits show.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Funding runs from $25,000 up to $5,000,000, sized mainly on monthly deposits and existing obligations.
About three months of statements and a 5-minute application. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered, soft pull to start. Revenue carries real weight at this size.
The full repayment amount and schedule are in your offer before you accept. No surprise costs after you sign.
This amount is for bigger businesses. If your deposits are around the $60K-a-month mark, $500K is not a realistic ask yet, and we would rather tell you that now. For businesses with deposits well into six figures a month, $500,000 is a normal request.
Funding is provided through our partner Merchant Fund Express, with a range that goes up to $5,000,000. Credit still gets reviewed, and FICO 500+ is considered.
For illustration only, not our terms or a promised outcome. A food distributor deposits roughly $650K a month, carries one equipment note, and wins a regional grocery account that doubles its weekly volume. It needs refrigerated trucks and three months of inventory before the new account settles into a payment rhythm. It splits the need between equipment financing for trucks and large revenue-based financing for inventory and payroll.
Bigger funding means bigger repayments pulled from the same deposits. Before you sign anything, map the repayment against a slow month, not your best one. If that month gets tight, ask for less or pick a structure that flexes with revenue. Revenue-based options repay as a share of revenue or deposits with a total cost fixed up front. A line of credit lets you draw only what you need.
Revenue-based funding is generally not secured by specific assets, although the agreement may include a personal commitment from the owner. Read every term. Paperwork is lighter than a bank: about three months of business bank statements, no tax returns, and a soft credit pull to start.
Apply in 5 minutes. Decisions move fast, and for qualified businesses funding can arrive in as little as 24 hours. Unsure of your range? Start with how much can I borrow, or compare with $250,000 funding.
FICO 500+ is considered. At this level, deposits, balances and existing obligations need to support the amount.
Decisions move quickly. For qualified businesses, funding can arrive in as little as 24 hours after approval.
No. Sole proprietors can apply, though at this size the deposits still have to carry it.
Yes. Funding through Merchant Fund Express goes up to $5,000,000 for businesses whose deposits support it.
Funding is not a credit repair tool and should not be expected to change your score. Credit repair is a separate service.
Yes. Many larger files pair equipment financing for vehicles or machines with working capital or revenue-based financing for inventory and payroll.
Example uses for illustration only.
At $500K, cleaner statements make for a faster read.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding