A quarter million is sized on real deposits. Built for established businesses doing $60K+ a month, often well above. No tax returns to start.
See if I fit$250,000 funding
At $250K, your bank statements do most of the talking. Through our partner, Merchant Fund Express, you find out fast whether your numbers support it.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
Larger amounts follow larger, steadier deposits. FICO 500+ is considered and revenue carries weight.
About three months of statements, no tax returns, a 5-minute application, and a soft pull to start.
Your offer lists the full repayment amount before you accept. No surprise costs after you sign.
Funding in as little as 24 hours for qualified businesses, with the schedule laid out in your offer.
Usually a business that is past survival mode. Deposits are solid, often well over $60K a month, and the owner wants to fund a move rather than plug a hole. The bank said no anyway, typically because of a credit score, a past charge-off or a short track record with that bank.
Funding is provided through our partner Merchant Fund Express, from $25,000 up to $5,000,000. FICO 500+ is considered.
The size follows your monthly deposits and what you already owe. There is no fixed multiple we publish. At this level, funders also care about trend. Three months that climb or hold steady read very differently from three months that slide.
For illustration only, not our terms: a distributor depositing around $300K a month with one small existing advance might be in the conversation for $250K. A business depositing $120K a month and already paying two advances probably is not, and may be better served by a smaller amount now.
| Do this | Why it helps |
|---|---|
| Send all business accounts | Shows the full revenue picture |
| Disclose every current advance or loan | Funders see them anyway; surprises slow review |
| Explain any odd month | A one-line note beats a question later |
| State the use of funds | A clear plan reads stronger than a round number |
Many $250K files go to revenue-based financing: an advance repaid as a share of your revenue or deposits, with the total cost set up front. Others fit a line of credit if the spending happens in stages. Compare the trade-offs on revenue-based financing vs. MCA.
The application takes 5 minutes, starts with a soft credit pull and uses about three months of bank statements. No tax returns. For qualified businesses, funding can arrive in as little as 24 hours. Credit repair is a separate service and is not part of getting funded.
There is no published cutoff. The offer follows your deposits and existing obligations, and larger amounts need deposits that can carry them.
Revenue-based options are generally not secured by specific assets. Equipment financing is tied to the equipment being bought.
No. FICO 500+ is considered, though the whole file gets a close look.
A line of credit lets you draw in stages. Otherwise, some owners take a smaller amount now and reapply as deposits grow.
No tax returns are required. About three months of business bank statements are the core of the review.
Example uses for illustration only.
For a $250K request, consistency matters as much as size.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding