Bank passed on you? Established businesses doing $60K+ a month can apply for $50,000 in about 5 minutes and get a fast, straight answer.
Check my $50K$50,000 funding
A $50K amount fits plenty of owners with steady sales. Through our partner, Merchant Fund Express, the review is about your deposits, not just your score.
Amount to request
$85,000.00
Funding range$25K to $5M
*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.
5 minutes to apply, about three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.
FICO 500+ considered with a soft pull to start. Your sales history weighs in alongside your score.
The full repayment amount is in your offer before you accept. No surprise costs once you sign.
Your repayment schedule is spelled out in the offer, so you know what each payment looks like.
For an established business doing $60K or more a month, $50,000 is usually a number the deposits can carry without strain. It is big enough to solve a real problem and small enough that repayment does not eat the month. That makes it one of the cleaner files to review.
Funding is provided through our partner Merchant Fund Express. The overall range starts at $25,000, so $50K sits comfortably inside it.
| Product | How it works | Good for |
|---|---|---|
| Working capital | Lump sum, repaid on a set schedule | One clear expense |
| Merchant cash advance | Advance against future sales, repaid from revenue | Card-heavy businesses, weaker credit |
| Line of credit | Draw what you need, repay, draw again | Recurring small gaps |
| Equipment financing | Funding tied to a specific piece of equipment | One machine or vehicle |
About three months of business bank statements, with deposits that make $50K repayable. No tax returns. FICO 500+ is considered, so a bank's credit-based no is not the end here. Funders will also look at your average balance, any NSFs and any advances you already carry.
For illustration only: a business depositing a steady $70K a month with no other advances is usually in a stronger spot for $50K than one depositing $90K that already sends a chunk of each deposit to two other funders.
The application takes 5 minutes and starts with a soft credit pull. Decisions move quickly, and for qualified businesses funding can arrive in as little as 24 hours. If your need is a bit bigger, read $100,000 funding, or see how amounts are set.
We also do credit repair, but it is a separate service. You do not need it to apply for $50K, and taking funding does not raise your score. Apply on your revenue now; fix credit on its own track if you want to.
FICO 500+ is considered. Steady deposits weigh heavily, so a lower score does not automatically stop a $50K file.
It depends on your deposits and current obligations. We serve established businesses typically doing $60K or more a month.
Working capital and merchant cash advances are generally not secured by specific assets. Equipment financing is tied to the equipment.
No. The range starts at $25,000 and goes up to $5,000,000.
Sole proprietors can apply. The amount follows your deposits and the rest of your file.
Example uses for illustration only.
A few habits make a $50K request read cleaner.
One secure application. A soft credit pull to start. No obligation to accept an offer.
Apply for Funding