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Fast revenue-based financing for owners who can't wait

Skip weeks of bank back-and-forth. Built for established businesses doing $60K or more a month with credit that isn't perfect.

Check my options

Speed without the runaround

A quick yes or no, based on your real numbers

Fast revenue-based financing from $25,000 to $5,000,000 through our partner, Merchant Fund Express, sized off the money already moving through your account.

As fast as
24 hours

Amount to request

$85,000.00

Funding range$25K to $5M

*Sample amounts shown. Your actual offer depends on your business and is reviewed before approval.

Built to move without the runaround

Short path to funds

A 5-minute application, roughly three months of statements, no tax returns. Funding in as little as 24 hours for qualified businesses.

Your score isn't the whole story

FICO 500+ is considered. A soft pull starts things off and revenue carries weight.

Know the full cost first

The total repayment amount is in your offer before you accept. No surprise costs after you sign.

Schedule spelled out

Your offer lays out how repayment works up front, so there's no guessing later.

Why this moves faster than a bank

A bank loan is slow because of what it asks for: tax returns, financial statements, collateral appraisals, committee meetings. Revenue-based financing skips most of that. The core document is about three months of business bank statements. Fewer documents means fewer days.

For qualified businesses, funding can arrive in as little as 24 hours. Funding is provided through our partner Merchant Fund Express.

Speed makers vs speed killers

Moves you fasterSlows you down
All statement pages, all monthsScreenshots or partial PDFs
One business account for depositsRevenue spread across five accounts with no explanation
Owner reachable during reviewTwo-day gaps between replies
Clear list of current advances or loansObligations that only show up in the statements

Most delays are paperwork, not underwriting.

How the money comes back

You get a lump sum between $25,000 and $5,000,000. You pay it back from future revenue, often as a share of deposits collected on a daily or weekly schedule, until a total amount set at signing is paid. That total is fixed up front. Ask for it in dollars and compare it to what the money will earn or save you.

A quick example

For illustration only, not our terms: an HVAC company doing about $140K a month gets a large commercial service contract in October. They need parts and two temporary techs before the first invoice pays. Their bank wants two years of returns and a month to decide. They apply in 5 minutes, send three statements, and have an answer while the job is still theirs. The point is not the numbers. The point is the decision happens on the timeline of the job.

More on this: funding for big contracts.

Is fast right for you?

If that sounds like you, start the 5-minute application. Sole proprietors can apply.

Frequently Asked Questions

How fast is fast?

Decisions are quick, and funding can arrive in as little as 24 hours for qualified businesses. Your file and your bank determine the rest.

Do I need tax returns?

No tax returns are required. About three months of business bank statements is the main document.

Will applying hurt my credit?

The process starts with a soft credit pull, which does not affect your score the way a hard inquiry can.

Can I get funded while I work on my credit?

Yes, you can apply now based on revenue. Credit repair is a separate service, and working on your credit is not required to apply for funding.

What if my deposits dip some months?

Funders look at the pattern across your statements. One slower month gets weighed alongside the others. Explain it upfront and it saves time.

Who actually provides the funding?

Funding is provided through our partner Merchant Fund Express. We help you get through the application quickly and get a straight answer on what your revenue supports.

Equipment fix $22,000.00
Bulk inventory $65,000.00
Tax-season cash $40,000.00
Contract startup $85,000.00

Example uses for illustration only.

How to improve your chances

Want a faster, cleaner review? Do these first.

  • Keep business deposits in one account
  • Avoid overdrafts in the months before you apply
  • Have three months of statements downloaded
  • Show consistent monthly revenue

Fast revenue-based funding vs. waiting on a bank loan

Lucky Business Funding
Traditional bank loans
Speed
As little as 24 hours
Weeks to months
Paperwork
About 3 months bank statements
Tax returns, financials, more
Credit bar
FICO 500+ considered
Strong credit usually expected
Cost shown
Full repayment amount shown up front
Often clear only at closing
Who it fits
Built for established businesses
Long credit history preferred

Get your answer this week, not next quarter.

One secure application. A soft credit pull to start. No obligation to accept an offer.

Apply for Funding